32 Free India-Focused Financial Calculators

Finance & Investment Calculators

Accurate, powerful financial tools for mutual funds, stock averaging, live IPO Grey Market Premiums, home loan EMIs, and Union Budget tax planning.

Most Popular Tools

Top-used financial calculators by investors

All Financial Calculators(32 tools)

investment

SIP Calculator

Calculate the estimated future value of your monthly SIP investment based on your investment amount, expected return rate, and investment duration.

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investment

Step-Up SIP Calculator

Discover how increasing your monthly SIP amount each year alongside salary increments significantly accelerates your long-term wealth creation.

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investment

Lumpsum Calculator

Calculate the future value of a one-time lumpsum mutual fund or equity investment over your chosen investment horizon.

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investment

SWP Calculator

Estimate monthly cash payouts and track remaining portfolio balance from your mutual fund investments for post-retirement planning.

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investment

CAGR Calculator

Determine the exact annualized growth rate of an investment over multiple years, smoothing out year-to-year market volatility.

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investment

XIRR Calculator

Calculate your exact annualized returns across multiple cash inflows and outflows occurring at irregular date intervals.

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investment

Compound Interest Calculator

Visualize how interest earned on previous interest exponentially accelerates your wealth over time with various compounding intervals.

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investment

Inflation Calculator

Estimate the future cost of goods and determine how much your current savings will be worth after inflation.

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investment

Dividend Calculator

Calculate expected annual dividend income, passive quarterly payouts, and effective dividend yield on your stock investments.

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investment

ROI Calculator

Calculate overall return on investment percentage and annualized efficiency for stocks, real estate, or business ventures.

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stocks

Stock Average Calculator

Calculate your new weighted average share price after buying additional shares at lower or higher prices (averaging down or pyramiding).

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stocks

Stock Profit Calculator

Calculate your net profit, ROI percentage, and break-even sell price on equity trades after all statutory taxes and charges.

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stocks

Stock Loss Calculator

Assess downside risk, stop-loss trigger impacts, and capital erosion on stock sales to practice strict risk management.

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stocks

Brokerage Calculator

Calculate full breakdown of statutory taxes, STT, GST, exchange turnover fees, and net break-even points for Indian stock trades.

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stocks

Capital Gains Calculator

Calculate your tax liability on equity investments according to revised Union Budget rules: 20% STCG for holding ≤12 months, and 12.5% LTCG above ₹1.25 Lakh exemption.

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ipo

IPO GMP Calculator

Calculate expected listing gains, listing price estimates, and total lot-wise profit based on live Grey Market Premium (GMP) data.

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ipo

IPO Profit Calculator

Calculate total investment cost, gross listing value, profit per lot, and return on investment (ROI) on allotted IPO shares.

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ipo

IPO Listing Gain Calculator

Analyze expected listing day gains based on GMP and compare against actual opening prices to evaluate prediction accuracy.

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ipo

IPO Investment Calculator

Determine exact application amounts and minimum/maximum lot requirements for Retail, Small HNI (sNII), and Big HNI (bNII) quotas.

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ipo

IPO Allotment Calculator

Estimate your statistical probability of winning an IPO share allotment in oversubscribed lottery draws.

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loans

EMI Calculator

Calculate your monthly EMI and see the complete principal vs interest breakdown for home, car, or personal loans.

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loans

Loan Calculator

Calculate your overall cost of borrowing, factoring in bank processing fees, administrative charges, and monthly EMI payments.

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loans

Home Loan Calculator

Plan your home purchase by calculating required down payments, monthly EMIs, and annual tax benefits on home loan interest.

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loans

Personal Loan Calculator

Calculate monthly installments and total interest cost for unsecured personal loans.

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loans

Car Loan Calculator

Calculate your monthly auto loan EMI and interest payments based on car on-road price and down payment.

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loans

Loan Prepayment Calculator

Discover how making extra monthly payments or one-time lump-sum prepayments drastically reduces your interest burden and shortens loan tenure.

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loans

Loan Eligibility Calculator

Estimate how much loan banks will sanction based on your monthly income, existing loan obligations, and FOIR ratio.

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loans

Interest Calculator

Compare simple interest and compound interest growth side by side with customizable compounding periods.

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savings

FD Calculator

Calculate maturity returns and interest earnings for bank fixed deposits with standard Indian quarterly compounding.

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savings

PPF Calculator

Calculate your tax-free maturity corpus, annual compounding interest, and wealth accumulation in the government-backed Public Provident Fund (PPF) scheme.

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tax

Income Tax Calculator

Compare your income tax liability side by side between the New Tax Regime (with ₹75,000 standard deduction and ₹7 Lakh rebate) and Old Tax Regime.

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tax

GST Calculator

Calculate gross GST amounts, net base price, and CGST/SGST/IGST tax splits for standard 5%, 12%, 18%, and 28% slabs.

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Statutory Educational Disclaimer (FY 2025-26 (AY 2026-27))

All financial calculations, projections, and estimates provided on IPOGMPTracker.com are strictly for educational and illustrative purposes. Actual investment returns, capital gains tax liabilities, brokerage fees, and loan terms may vary depending on prevailing market fluctuations, government notifications, lender eligibility criteria, and individual financial circumstances.